What is life insurance?
Life insurance is a written contract between the insurance buyer and the insurance company. A contract that contains certain conditions and certain obligations.
According to the contract, the buyer will pay the specified insurance premium for him monthly, quarterly, quarterly or annually for the duration of the insurance. In return, the company will provide financial assistance to the policy buyer in various accidents as per the contract commitment and will be liable to pay the maturity with bonus on maturity of the policy. remains on.
Each policyholder receives a written contract document with detailed conditions from the insurance company.
Why do you need insurance??
Every earning person in the family wants to satisfy the basic needs of the family members with their income and to save something for the future.
But due to lack of proper planning, family members struggle to meet their basic needs let alone savings.
What are our basic needs?
1. house rent
2. Food and clothing
3. education
4. Health and medicine
5. entertainment etc.
Who are we spending on?
1. For husbands
2. for a child
3. For parents, brothers and sisters
4. Relatives a
5. For friends and others.
But we must remember that the breadwinner depends on the maintenance and other needs of the other members of his family. But we live an uncertain life. Any unexpected accident can happen anytime in any of our lives.
What are these unexpected accidents?
1. traffic accident
2. Serious illness
3. Disability due to accident or illness
4. It can even lead to premature death.
God forbid, if such an accident happens in the life of an earning family, then it is far from possible to support other family members who are dependent on him, but at that time, a terrible situation of members will be created in front of the family, which none of us want.
And for the financial support needed to survive in this undesirable situation, of course you and I must have an insurance policy according to our respective social status and ability.
It should be remembered that the insurance policy is a faithful friend for your life. We have many friends in this life, but most of them are just for chatting, tea and cigarettes. Don't put them in danger. Plus, even if they give you money at that time, they have to pay you. But if you save some money by taking out an insurance policy, on the one hand you will have savings and on the other hand you will not have to reach out to others in times of danger.
So I believe that if you really love yourself and your other family members, plan well for the future and take out an insurance policy.
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